Most employers providing health insurance benefits must offer a temporary extension of the organization’s group insurance coverage when an employee (or covered dependent) experiences a “qualifying event,” The Federal Government enacted the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly known as “COBRA.”

You are eligible to continue your group coverage based upon your qualifying event. Any of your dependents who were enrolled in a plan prior to the qualifying event also have an independent right to continue their coverage and shall be known as a “qualified beneficiary.”



If you lose coverage under the Shopmen's Local Union No. 508 Health & Welfare Fund, you will be mailed a COBRA Notice of your right to retain Vision, Hearing and Dental benefits at your own cost and expense.  Please read the Cobra Notice carefully, pay special attention to timeframes and response dates.

Life Insurance is not a provision of COBRA.

Please read the COBRA Notice carefully and should you have questions, please call the Fund Office at (248) 945-7374.